As temperatures climb and dry winds sweep across Queensland, bushfire season draws near. It’s essential for farmers to ensure their insurance policies are up to date and provide the right protection. While standard farm insurance policies typically cover bushfire damage, now is the time to review your coverage and preparedness, not after a fire strikes.
Why Review Your Farm Insurance Now?
Bushfires can cause widespread damage to rural properties, affecting everything from infrastructure to income. A proactive review helps you:
- Understand the limits and exclusions that may apply.
- Ensure your sum insured reflects current values.
Would Loss of the Following Impact Your Financial Security?
✅ Livestock – Insure against loss caused by fire and nominate under your farm package.
✅ Farmhouse and Outbuildings – List your home, sheds, and workshops with accurate replacement values.
✅ Fencing and Infrastructure – Don’t overlook fences; they’re expensive to replace and essential for operations.
✅ Machinery and Equipment – Tractors, harvesters, and irrigation systems require dedicated protection.
✅ Crop – Arrange for hail, and fire. A separate policy is required to insure crops.
How to Prepare Your Farm for Bushfire Season
To stay ahead of the risk, take these proactive steps:
- Review your insurance policy before the season peaks.
- Update asset values to avoid underinsurance.
- Create firebreaks and ensure emergency vehicles have clear access.
- Store fuel and chemicals safely, away from buildings and livestock areas.
Bushfire season in Queensland is unpredictable, but your insurance coverage doesn’t have to be. Protect your farm, your assets, and your livelihood with a comprehensive farm insurance policy. Speak with a trusted insurance broker, request a quote, and make sure your coverage is ready before the flames arrive.
📞 Call Fitton Insurance Brokers today at 1800 076 277 or visit Farm & Agribusiness Insurance – Fitton Insurance Brokers to request your farm insurance quote.
